Start with Your Credit

90-DAY HOME PREP PROGRAM

Get Ready Before You
Get the Keys
Get your credit, budget, savings, and loan readiness in order before buying a home.
Take the Free Homebuyer Readiness Quiz
See What’s Included

You Don’t Need to Rush Into Buying. You Need to Get Prepared First.

 You may be ready for a home emotionally, but still unsure where you stand financially. Before the Keys helps you slow down, get clear, and prepare before you take action. 

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Credit Anxiety

Unsure if your score is high enough or if your history has hidden red flags. 

 

Self-Employed

Complex income that lenders struggle to understand verify correctly. 

Saving Struggle

Struggling to build a down payment while managing current living expenses. 

 

Scared to Apply

The fear of 'NO' keeps you from even taking the first step. 

 

Heavy In Debt

Worried your student loans or car payments will block your approval.  

 

Tired of Renting

Paying off someone else's mortgage instead of building your own equity. 

 

Take the Free Homebuyer Readiness Quiz

We Believe Home Ownership Is A Right Of Preparation

It's not about if you'll buy a home, but when. Our mission is to ensure that when that day comes, you walk into that bank with unshakeable confidence and bulletproof financial profile.

100%
Preparation Guarantee
90 Days
Focus Roadmap

Choose Your Level of Support

What Is Before the Keys?

A comprehensive financial audit and strategic planning program designed to bridge the gap between where you are and the closing table. 

THIS IS FOR YOU IF...

  • You're planning to buy in the next 6-12 months. 
  • Your credit needs a precise "surgery" rather than a bandage.
  • You need help identifying how much you can afford.
  • Debt-tiincome ratio is your primary concern.
  • You want professional accountability for your savings.  

Credit Clarity

Full analysis of your reports with specific action steps to increase your score for the best interest rates. 

Budget & Debt Strategy

A custom plan to lower your DTI (Debt-to-Income) ratio without sacrificing your quality of life. 

Savings Strategy

Optimized savings plan including down payment assistance search and closing cost preparation. 

Loan Prep

Organizing all documentation so you are ready to apply for a pre-approval instantly. 

Credit Clarity DIY

Full credit analysis and one round of personalized dispute letters, on your own timeline.

$247one-time

Includes:

  • Full 3-bureau credit report analysis
  • One round of personalized dispute letters (you submit)
  • Action plan to raise your score for better rates
  • Email support during your 90 days
Start My 90 Days

Homebuyer Readiness

Credit repair plus a full budget, savings, and loan-prep strategy.

$417one-time

Includes:

  • Everything in Credit Clarity DIY
  • Custom debt-to-income strategy
  • Savings plan with down payment assistance research
  • Loan document prep and pre-approval readiness
  • Bi-weekly check-ins
Start My 90 Days

Ownership Blueprint Support

Full hands-on support and accountability all the way to the closing table.

$837one-time

Includes:

  • Everything in Homebuyer Readiness
  • Full 90-day hands-on support and accountability
  • Direct access to Shon for real-time questions
  • Dispute rounds carry over and count toward this tier
  • Final closing-table readiness review
Start My 90 Days

The 4-Step Readiness Path

 

  • Take the Quiz
    Identify your current readiness gap in under 5 minutes.
  • Get Direction
    Receive an immediate analysis of your financial profile.
  • Select Tier
    Pick the level of support that fits your timeline and goal.
  • Execution
    Follow your 90-Day plan and get the keys to your home. 
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Why I Create Before the Keys

"I saw too many families get rejected by lender not because they couldn't afford a home, but because they weren't taught how to be 'mortgage-ready.' Before the key is my of democratizing the knowledge of the elite banking world for everyday homeowners."

How long does the quiz take?

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Is this for first-time buyers only?

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What if my credit score is very low?

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Your Homeownership Journey Deserves a Plan

Stop guessing and start preparing. Take the first step toward the keys to your new home today. 

Take the Free Quiz Now